Offered Salary: 200,000+ PKR Age: 30 - 40 years Gender: Both Skills Level: Expert Location: Karachi, Sindh Organization: National Bank of Pakistan Posted on: 2026-08-17

Reporting

Divisional Head - Operational Risk, Risk Modeling, Treasury and Market Risk Audits

Educational / Professional Qualification

Minimum Graduation or equivalent from a local or international university / college / institute recognized by the HEC of Pakistan.
Candidates having Master degree in Risk Management / Finance and / or any other relevant professional qualification such as ACA / CFA / ACCA / CIA / PRM, will be preferred.

Experience

Minimum 08 years of experience in Banking Audit with exposure in Treasury Operations and / or Market & Liquidity Risk and / or Capital Planning.
Candidates having expertise in risk-based auditing, RCM development, and evaluation of controls across front, middle, and back-office functions will be preferred.

Other Skills / Expertise / Knowledge Required

Excellent drafting skills
Excellent communication skills
Analytical skills
Excellent in MS Excel
Clear understanding of Treasury products and processes
IFRS - 9 understanding
Risk Models understanding including ICAAP, NSFR, etc.
In-depth knowledge of regulatory frameworks including State Bank of Pakistan guidelines, ICAAP, LCR/NSFR, and risk modeling (VaR, stress testing, IRRBB)

Outline of Main Duties / Responsibilities

To develop and execute risk-based audit plans covering Treasury operations, market risk, liquidity risk, capital planning etc.
To conduct audits of front office (trading and investment activities) and middle office (limits monitoring, risk reporting to evaluate control effectiveness and compliance
To develop Risk and Control Matrix (RCM) of functions and their processes
To review frameworks and processes for market risk monitoring, Value at Risk (VaR), sensitivity/stress testing, and limit breaches
To review liquidity risk management, including cash flow forecasting, LCR, and NSFR reporting accuracy and governance
To evaluate effectiveness of controls across Key treasury systems and interfaces
To review incident management, business continuity, and exception handling processes
To assess the governance and adequacy of the Internal Capital Adequacy Assessment Process (ICAAP)
To evaluate capital planning assumptions, model robustness, and alignment with regulatory guidelines
To review development, validation, and usage of risk models (credit risk, market risk, ALM, IRRBB)
To ensure model governance aligns with SBP guidelines and internal policies
To track and validate corrective actions related to SBP inspection findings and internal audit observations
To assist in preparation of periodical memos / progress reports for Group Chief, BAC/BoD and other management committees
To report significant issues to Audit Management and Board Audit Committee, where applicable
To ensure effective management of internal audit MIS, back office records and ensure safe keeping of audit records
To coordinate with the audit team as per assigned duties
To assist in review of draft and final audit reports and issue the same to the auditee management
To follow-up for Corrective Action Plan (CAP)
To follow up with stakeholders on compliance status and resolution of outstanding audit observations
To facilitate implementation of internal and external quality assurance recommendations
To assist in validation of compliance status of regulatory observations highlighted by SBP or inspection focus and other regulatory / inspection group by stakeholders
To perform any other assignment as assigned by the Supervisor(s)

Place of Posting

Karachi

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